Hurricane Maria Insurance Claims

Is Your Insurance Provider Denying or Low-Balling Your MARIA CLAIM?

Don’t let your insurance company put their profits before your losses. You need and deserve the coverage you’ve been paying for. We can help you receive the maximum for Hurricane Maria damage claims.

Most home and business owners have been paying insurance companies under the belief that in case of a natural disaster, they will be covered. But for some, things have not turned out the way they expected. During this post-Irma recovery period, these residential and commercial property owners have come to realize that the insurance companies they had put so much faith in aren’t treating them fairly.

Are You Dealing with Denied, Delayed or Underpaid Hurricane Maria Insurance Claims?

During this post-Maria recovery period, far too many residential and commercial property owners in Puerto Rico have come to realize that the insurance companies they had put so much faith in aren’t treating them fairly. We know what you are going through. We understand your disappointment and we also understand the challenges you face while rebuilding your life after this catastrophe.

We focus on disaster law and first-party insurance claims, and we do not let insurance providers take advantage of storm victims, and we will not allow them to delay, underpay or deny your legitimate claims. For decades, we’ve worked hard to fight for the rights of disaster victims and we won’t stop until you get the maximum use from your insurance policies.

Fighting for Your Business

Up until Hurricane Maria, you may have still believed that your business was as important to your insurance company as it is to you, but often, the reality is that these companies care more about minimizing their financial losses rather than worry about your interests.

Also, because the hurricane has affected so many businesses, you are clearly not the only one they have to deal with. Adding to all this is the fact that most businesses have million-dollar policies, which is why it sometimes behooves an insurance company to drag their heels or unfairly deny claims. But you don’t have to play these games. Let us help you recover the money that you deserve quickly and efficiently.

Home and Business Insurance Claims Process

In order to help us help you, you must file a claim with your insurance company and:

Document everything including the names, designation and contact information of anyone you speak to.
Note down any information or advice provided by the insurance company.
Record the responsiveness of your insurance company with respect to your claims and inquiries and note any delays.
Keep this document updated and submit it to your insurance company regularly, so that each of you have a written record in case there are issues in the future.
Set a reasonable deadline and clearly communicate to the insurance company that you expect them to meet it. Don’t be afraid to push the company to keep everything on track.
Submit in writing your current financial situation and the challenges you face because of the damage and loss you have incurred.
Have your contractor present when the insurance adjuster comes to inspect your property and make sure that nothing is missed and all damages are recorded.
Document all damage and loss through images and videos whenever possible and include any debris and damage that may have started to clear away.
Do not start any repairs until your property has been inspected by the insurance adjuster except for temporary repairs such as covering the roof etc.

If your insurance company does not approve the amount you have claimed, you should know that you have other options. You can hire your own appraiser and initiate an appraisal process. You could also hire a public adjuster for an unbiased damage report. However, only an attorney is qualified to file a lawsuit to ensure your rights are protected and that you get the first-party insurance payouts that you have been paying your premiums for.

Handling Your Home Insurance Claims

We know you already have a lot to deal with. Let us help you with your insurance claims. Whether it’s wind damage, flood damage, wind and flood damage, or flood damage caused by reservoir water releases, we can handle your claim.

We will help you fight any unfair decisions regarding compensation for:

External damage to your home
Internal damage to your home
Loss of personal property
Expenses incurred during evacuation and home repair

Don’t worry about determining how much damage was caused by the storm or the flooding. Let us help you take care of all that. Insurance companies are looking for any little mistake to delay your claims, and they know when disaster strikes, mistakes are likely.

Get Your Business back on Track.

We can help you get back to business. It is our commitment to help business owners with legitimate insurance claims to get the money they need to do the necessary repairs. Let us help you get payments to cover financial losses due to:

Damage to your home, office property or building
Damage to your roof, doors, windows, and sides
Damage due to fire
Loss of inventory and stock
Loss of business property
Loss of livestock and crops
Loss of profits
Water damage
Wind damage
Flood damage
Structural damage
Other catastrophic destruction

You Deserve a Fair Settlement

Before you hire an appraiser or an adjuster, contact us so that we can help you determine the best way to proceed. Our lawyers have dealt with the games insurance provider play, and we know how to help clients who have had their valid claims rejected.

We will ensure that your insurance company pays the true value of the repairs you need and makes these payments promptly. Disaster law is what we do, and we stand ready to fight for your rights, negotiate the best settlement possible, or litigate your claims in court. We have been helping hurricane victims across the country and we want to do the same for you. Let us help you get the compensation you deserve so that you start your repairs and get back to your livelihood and your normal life.